Neighborhood Financial Systems

digraph { layout=circo rankdir=BT overlap=false concentrate=false bgcolor=lightblue1 splines=true # [constraint=true] mindist=.1 node [shape=ellipse style=filled] label="\nCOMMON SENSE Small Scale Financial Systems" "Local\nCurrencies" [color=green1] "Land\nTrusts\n(Commons)" [color=green1] "Local\nCoops" [color=green1] "Local\nCoop Banks" [color=green1] "Local\nFarms" [color=blue fontcolor=white] "Local\nHousing" [color=blue fontcolor=white] "Local\nBusinesses" [color=blue fontcolor=white] "No Shortage\nof Local\nTaxes" [color=orange] "Prevent\nSpeculation\non Housing" [color=red] "Prevent\nSpeculation\non Production" [color=red] "Prevent\nSpeculation\non Land" [color=red] "Local\nPopulation\nSize" [color=white fontcolor=purple] "Local\nPopulation\nSize" -> {"Local\nCurrencies" "Land\nTrusts\n(Commons)" "Local\nCoops" "Local\nCoop Banks" "Local\nFarms" "Local\nHousing" "Local\nBusinesses"} [color=purple1 penwidth=2] "Local\nCoops" -> "Local\nBusinesses" [color=blue penwidth=2] "Land\nTrusts\n(Commons)" -> "Prevent\nSpeculation\non Land" [color=red penwidth=2] "Local\nHousing" -> "Prevent\nSpeculation\non Housing" [color=red penwidth=2] "Local\nCoops" -> "Prevent\nSpeculation\non Production" [color=red penwidth=2] "Local\nCoop Banks" -> "Local\nCoops" [color=green1 penwidth=3] "Land\nTrusts\n(Commons)" -> "Local\nCoops" [color=green1 penwidth=3] "Local\nCoops" -> "Local\nCurrencies" [color=green1 penwidth=3] "Local\nCurrencies" -> "Local\nCoops" [color=green1 penwidth=3] "Local\nCurrencies" -> "Local\nCoop Banks" [color=green1 penwidth=3] "Local\nCoop Banks" -> "Local\nCurrencies" [color=green1 penwidth=3] "Land\nTrusts\n(Commons)" -> {"Local\nFarms" "Local\nHousing"} [color=blue penwidth=2] "Local\nCoops" -> {"Local\nFarms" "Local\nHousing"} [color=blue penwidth=2] "Local\nCoop Banks" -> "Land\nTrusts\n(Commons)" [color=green1 penwidth=3] "No Shortage\nof Money" [color=orange] "No Shortage\nof Affordable\nLand" [color=orange] "No Shortage\nof Meanngful\nWork" [color=orange] "No Shortage\nof Fair Loans" [color=orange] "No Shortage\nof Healthy Food" [color=orange] "No Shortage\nof Affordable\nHousing" [color=orange] "Local\nCurrencies" -> "No Shortage\nof Money" [color=orange penwidth=3] "Land\nTrusts\n(Commons)" -> "No Shortage\nof Affordable\nLand" [color=orange penwidth=3] "Local\nCoops"-> "No Shortage\nof Meanngful\nWork" [color=orange penwidth=3] "Local\nCoop Banks" -> "No Shortage\nof Fair Loans" [color=orange penwidth=3] "Local\nFarms" -> "No Shortage\nof Healthy Food" [color=orange penwidth=3] "Local\nHousing" -> "No Shortage\nof Affordable\nHousing" [color=orange penwidth=3] "Local\nCurrencies" -> "No Shortage\nof Local\nTaxes" [color=orange penwidth=3] }

digraph { layout=dot rankdir=BT overlap=false concentrate=false bgcolor=lightblue1 splines=true #[constraint=true] mindist=.1 node [shape=ellipse style=filled] label="\nCOMMON SENSE Small Scale Financial Systems" Currency [color=white] Credit [color=white] Debt [color=white] "Real\nEquity" [color=green1] "Real\nValue" [color=green1] "Real\nSavings" [color=green1] Interest [color=white] "Compound\nInterest" [color=red fontcolor=white] "Debt\nEquity" [color=pink] "Debt\nSavings" [color=pink] "Debt\nCurrency" [color=red fontcolor=white] "Ponzi\nScheme" [color=red fontcolor=white] "Real\nCapital" [color=white] "Debt\nCapital" [color=pink] "Real\nValue" -> Currency Debt -> Currency "Real\nEquity" -> Currency Currency -> Credit "Real\nSavings" -> "Real\nEquity" "Real\nValue" -> "Real\nSavings" "Real\nValue" -> "Real\nEquity" "Real\nSavings" -> Currency Debt -> Credit Credit -> Debt Debt -> Interest Debt -> "Compound\nInterest"[color=red penwidth=3] Debt -> "Debt\nEquity" Credit -> "Debt\nSavings" "Debt\nCurrency" -> Currency[color=red penwidth=3] Currency -> "Debt\nCurrency" [color=red penwidth=3] "Debt\nCurrency" -> "Compound\nInterest" [color=red penwidth=3] "Compound\nInterest" -> "Ponzi\nScheme" [color=red penwidth=3] "Real\nEquity" -> "Real\nCapital" Debt -> "Debt\nCapital" }

See Finance

# I must create a pattern for each of these pieces. Their interactions are a financial pattern language, and one that probably scales from the individual to the earth. Big order. Important enough to do it right. Start with Alexander's Pattern and modify it.

digraph { layout=dot rankdir=BT overlap=false concentrate=false bgcolor=lightblue1 splines=true #[constraint=true] mindist=.1 node [shape=ellipse style=filled] label="\nSmall Scale Financial Systems" Currency [color=white] Commitment [color=black fontcolor=white] Credit [color=white] Debt [color=white] "Real\nEquity" [color=green1] "Real\nValue" [color=green1] "Real\nSavings" [color=green1] Interest [color=white] "Compound\nInterest" [color=red fontcolor=white] "Debt\nEquity" [color=pink] "Debt\nSavings" [color=pink] "Debt\nCurrency" [color=red fontcolor=white] "Ponzi\nScheme" [color=red fontcolor=white] "Real\nCapital" [color=white] "Debt\nCapital" [color=pink] Commitment -> "Real\nEquity" Commitment -> "Real\nSavings" Commitment -> "Real\nValue" Currency -> Commitment "Non-debt\nCurrency" -> Currency "Real\nValue" -> Currency Debt -> Currency "Real\nEquity" -> Currency Currency -> Credit "Real\nSavings" -> "Real\nEquity" "Real\nValue" -> "Real\nSavings" "Real\nValue" -> "Real\nEquity" "Real\nSavings" -> Currency Debt -> Credit Credit -> Debt Debt -> Interest Debt -> "Compound\nInterest"[color=red penwidth=3] Debt -> "Debt\nEquity" Credit -> "Debt\nSavings" "Debt\nCurrency" -> Currency[color=red penwidth=3] Currency -> "Debt\nCurrency" [color=red penwidth=3] "Debt\nCurrency" -> "Compound\nInterest" [color=red penwidth=3] "Compound\nInterest" -> "Ponzi\nScheme" [color=red penwidth=3] "Real\nEquity" -> "Real\nCapital" Debt -> "Debt\nCapital" }